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Find Below the benefits available in Voluntary Top Up Policy ( Select any one option out of four option given below )
Sum Insured Limit
Package 1A – Top Up (Enhanced Maternity + Room Rent) with OPD
Package 1 B – Top Up (Enhanced Maternity + Room Rent) without OPD
Package 2 A – Top Up (Enhanced Room Rent) with OPD
Package 2 B – Top Up (Enhanced Room Rent) without OPD

INR 400,000/-

  1. Maternity Limit Enhanced to INR 40,000 for Normal & INR 60,000 for C-Section Deliveries.
  2. Room Rent of INR 4,200 for  A CLASS CITIES (Bangalore, Chennai, Mumbai, Pune, Delhi, NCR, Kolkata, Hyderabad / Secunderabad)  & INR 3,200 (Rest of India) for normal hospitalization only.
  3. Consumables to be reimbursed at 50% with maximum limit INR 10,000.
  4. OPD Benefit (Dental, Vision, Doctor consultation, Medicine bill) as prescribed by Doctor and Doctor prescription INR 10,000 per family with 10% co-pay (No Cosmetic treatment for Dental & Vision)
  5. Cataract Limit enhanced to – Rs 35,000/- per eye
  1. Maternity Limit Enhanced to INR 40,000 for Normal & INR 60,000 for C-Section Deliveries.
  2. Room Rent of INR 4,200 for  A CLASS CITIES (Bangalore, Chennai, Mumbai, Pune, Delhi, NCR, Kolkata, Hyderabad / Secunderabad)  & INR 3,200 (Rest of India) for normal hospitalization only.
  3. Consumables to be reimbursed at 50% with maximum limit INR 10,000.
  4. Cataract Limit enhanced to – Rs 35,000/- per eye
  1. Room Rent of INR 4,200 for  A CLASS CITIES (Bangalore, Chennai, Mumbai, Pune, Delhi, NCR, Kolkata, Hyderabad / Secunderabad)  & INR 3,200 (Rest of India) for normal hospitalization only.
  2. Consumables to be reimbursed at 50% with maximum limit INR 10,000.
  3. OPD Benefit (Dental, Vision, Doctor consultation, Medicine bill) as prescribed by Doctor and Doctor prescription INR 10,000 per family with 10% co-pay (No Cosmetic treatment for Dental & Vision)
  4. Cataract Limit enhanced to – Rs 35,000/- per eye
  1. Room Rent of INR 4,200 for  A CLASS CITIES (Bangalore, Chennai, Mumbai, Pune, Delhi, NCR, Kolkata, Hyderabad / Secunderabad)  & INR 3,200 (Rest of India) for normal hospitalization only.
  2. Consumables to be reimbursed at 50% with maximum limit INR 10,000.
  3. Cataract Limit enhanced to – Rs 35,000/- per eye

INR 600,000/-

  1. Maternity Limit Enhanced to INR 40,000 for Normal & INR 60,000 for C-Section Deliveries.
  2. Room Rent of INR 4,500 for  A CLASS CITIES (Bangalore, Chennai, Mumbai, Pune, Delhi, NCR, Kolkata, Hyderabad / Secunderabad)  & INR 3,500 (Rest of India) for normal hospitalization only.
  3. One Cervical vaccine for girl child.
  4. Consumables to be reimbursed at 50% with maximum limit INR 10,000.
  5. OPD Benefit (Dental, Vision, Doctor consultation, Medicine bill) as prescribed by Doctor and Doctor prescription INR 10,000 per family with 10% co-pay (No Cosmetic treatment for Dental & Vision)
  6. Cataract Limit enhanced to – Rs 35,000/- per eye
  1. Maternity Limit Enhanced to INR 40,000 for Normal & INR 60,000 for C-Section Deliveries.
  2. Room Rent of INR 4,500 for  A CLASS CITIES (Bangalore, Chennai, Mumbai, Pune, Delhi, NCR, Kolkata, Hyderabad / Secunderabad)  & INR 3,500 (Rest of India) for normal hospitalization only.
  3. One Cervical vaccine for girl child.
  4. Consumables to be reimbursed at 50% with maximum limit INR 10,000.
  5. Cataract Limit enhanced to – Rs 35,000/- per eye
  1. Room Rent of INR 4,500 for  A CLASS CITIES (Bangalore, Chennai, Mumbai, Pune, Delhi, NCR, Kolkata, Hyderabad / Secunderabad)  & INR 3,500 (Rest of India) for normal hospitalization only.
  2. One Cervical vaccine for girl child.
  3. Consumables to be reimbursed at 50% with maximum limit INR 10,000.
  4. OPD Benefit (Dental, Vision, Doctor consultation, Medicine bill) as prescribed by Doctor and Doctor prescription INR 10,000 per family with 10% co-pay (No Cosmetic treatment for Dental & Vision)
    5.Cataract Limit enhanced to – Rs 35,000/- per eye
  1. Room Rent of INR 4,500 for  A CLASS CITIES (Bangalore, Chennai, Mumbai, Pune, Delhi, NCR, Kolkata, Hyderabad / Secunderabad)  & INR 3,500 (Rest of India) for normal hospitalization only.
  2. One Cervical vaccine for girl child.
  3. Consumables to be reimbursed at 50% with maximum limit INR 10,000.
  4. Cataract Limit enhanced to – Rs 35,000/- per eye

INR 800,000/-

  1. Maternity Limit Enhanced to INR 60,000 for Normal & INR 75,000 for C-Section Deliveries.
  2. Room Rent of INR 5,000 for  A CLASS CITIES (Bangalore, Chennai, Mumbai, Pune, Delhi, NCR, Kolkata, Hyderabad / Secunderabad)  & INR 4,000 (Rest of India) for normal hospitalization only.
  3. Two Cervical vaccine for girl child. Consumables to be reimbursed at 50% with maximum limit INR 12,000.
  4. Psychological treatments limit enhanced to INR 100,000 (Current Limit in Base Policy 50K + Top up Enhancement 50K).
  5. OPD Benefit (Dental, Vision, Doctor consultation, Medicine bill) as prescribed by Doctor and Doctor prescription INR 20,000 per family with 10% co-pay (No Cosmetic treatment for Dental & Vision)
  6. Cataract Limit enhanced to – Rs 40,000/- per eye
  7. Genetic limit enhanced to INR 300,000 (Current Limit in Base Policy 50K + Top up Enhancement 250K).
  8. Annual Health Check Up at designated centre’s organized by Insurer (Self or Spouse) – Executive Health Check-up
  1. Maternity Limit Enhanced to INR 60,000 for Normal & INR 75,000 for C-Section Deliveries.
  2. Room Rent of INR 5,000 for  A CLASS CITIES (Bangalore, Chennai, Mumbai, Pune, Delhi, NCR, Kolkata, Hyderabad / Secunderabad)  & INR 4,000 (Rest of India) for normal hospitalization only.
  3. Two Cervical vaccine for girl child. Consumables to be reimbursed at 50% with maximum limit INR 12,000.
  4. Psychological treatments limit enhanced to INR 100,000 (Current Limit in Base Policy 50K + Top up Enhancement 50K).
  5. Cataract Limit enhanced to – Rs 40,000/- per eye
  6. Genetic limit enhanced to INR 300,000 (Current Limit in Base Policy 50K + Top up Enhancement 250K).
  7. Annual Health Check Up at designated centre’s organized by Insurer (Self or Spouse) – Executive Health Check-up
  1. Room Rent of INR 5,000 for  A CLASS CITIES (Bangalore, Chennai, Mumbai, Pune, Delhi, NCR, Kolkata, Hyderabad / Secunderabad)  & INR 4,000 (Rest of India) for normal hospitalization only.
  2. Two Cervical vaccine for girl child.
  3. Consumables to be reimbursed at 50% with maximum limit INR 12,000.
  4. Psychological treatments limit enhanced to INR 100,000 (Current Limit in Base Policy 50K + Top up Enhancement 50K).
  5. OPD Benefit (Dental, Vision, Doctor consultation, Medicine bill) as prescribed by Doctor and Doctor prescription INR 20,000 per family with 10% co-pay (No Cosmetic treatment for Dental & Vision)
  6. Cataract Limit enhanced to – Rs 40,000/- per eye
  7. Genetic limit enhanced to INR 300,000 (Current Limit in Base Policy 50K + Top up Enhancement 250K).
  8. Annual Health Check Up at designated centre’s organized by Insurer (Self or Spouse) – Executive.
  1. Room Rent of INR 5,000 for  A CLASS CITIES (Bangalore, Chennai, Mumbai, Pune, Delhi, NCR, Kolkata, Hyderabad / Secunderabad)  & INR 4,000 (Rest of India) for normal hospitalization only.
  2. Two Cervical vaccine for girl child.
  3. Consumables to be reimbursed at 50% with maximum limit INR 12,000.
  4. Psychological treatments limit enhanced to INR 100,000 (Current Limit in Base Policy 50K + Top up Enhancement 50K).
  5. Cataract Limit enhanced to – Rs 40,000/- per eye
  6. Genetic limit enhanced to INR 300,000 (Current Limit in Base Policy 50K + Top up Enhancement 250K).
  7. Annual Health Check Up at designated centre’s organized by Insurer (Self or Spouse) – Executive.

INR 16,00,000/-

  1. Single Private AC Room.
  2. Maternity Limit Enhanced to INR 75,000 for Normal & INR 100,000 for C-Section Deliveries.
  3. Three Cervical vaccine for girl child.
  4. Consumables to be reimbursed at 50% with maximum limit INR 15,000.
  5. Psychological treatments limit enhanced by INR 150,000 (Current Limit in Base Policy 50K + Top up Enhancement 100K).
  6. Genetic with limit of INR 400,000 (50K + 350K.).
  7. Annual Health Check Up at designated centre’s organized by Insurer including Teeth Cleaning for Self + Spouse (No Age Limit) Executive Health Checkup
  8. Cochlear Implant with limit of INR 500,000
  9. OPD Benefit (Dental, Vision, Doctor consultation, Medicine bill) as prescribed by Doctor and Doctor prescription INR 20,000 per family with 10% co-pay (No Cosmetic treatment for Dental & Vision)
  10. Cataract Limit enhanced to – Rs 40,000/- per eye
  1. Single Private AC Room.
  2. Maternity Limit Enhanced to INR 75,000 for Normal & INR 100,000 for C-Section Deliveries.
  3. Three Cervical vaccine for girl child.
  4. Consumables to be reimbursed at 50% with maximum limit INR 15,000.
  5. Psychological treatments limit enhanced by INR 150,000 (Current Limit in Base Policy 50K + Top up Enhancement 100K).
  6. Genetic with limit of INR 400,000 (50K + 350K.).
  7. Annual Health Check Up at designated centre’s organized by Insurer including Teeth Cleaning for Self + Spouse (No Age Limit) Executive Health Checkup
  8. Cochlear Implant with limit of INR 500,000
  9. Cataract Limit enhanced to – Rs 40,000/- per eye
  1. Single Private AC Room.
  2. Three Cervical vaccine for girl child. Consumables to be reimbursed at 50% with maximum limit INR 15,000.
  3. Psychological treatments limit enhanced by INR 150,000 (Current Limit in Base Policy 50K + Top up Enhancement 100K).
  4. Genetic with limit of INR 400,000 (50K + 350K.).
  5. Annual Health Check Up at designated centre’s organized by Insurer including Teeth Cleaning for Self + Spouse (No Age Limit).
  6. Cochlear Implant with limit of INR 500,000
  7. OPD Benefit (Dental, Vision, Doctor consultation, Medicine bill) as prescribed by Doctor and Doctor prescription INR 20,000 per family with 10% co-pay (No Cosmetic treatment for Dental & Vision)
  8. Cataract Limit enhanced to – Rs 40,000/- per eye
  1. Single Private AC Room.
  2. Three Cervical vaccine for girl child. Consumables to be reimbursed at 50% with maximum limit INR 15,000.
  3. Psychological treatments limit enhanced by INR 150,000 (Current Limit in Base Policy 50K + Top up Enhancement 100K).
  4. Genetic with limit of INR 400,000 (50K + 350K.).
  5. Annual Health Check Up at designated centre’s organized by Insurer including Teeth Cleaning for Self + Spouse (No Age Limit).
  6. Cochlear Implant with limit of INR 500,000
  7. Cataract Limit enhanced to – Rs 40,000/- per eye

INR 20,00,000/-

  1. Single Private AC Room.
  2. Maternity Limit Enhanced to INR 75,000 for Normal & INR 100,000 for C-Section Deliveries.
  3. Three Cervical vaccine for girl child. Consumables to be reimbursed at 50% with maximum limit INR 15,000.
  4. Psychological treatments limit enhanced by INR 150,000 (Current Limit in Base Policy 50K + Top up Enhancement 100K).
  5. Genetic with limit of INR 400,000 (50K + 350K.).
  6. Annual Health Check Up at designated centre’s organized by Insurer including Teeth Cleaning for Self + Spouse (No Age Limit) Exicutive Health Checkup
  7. Cochlear Implant with limit of INR 500,000
  8. OPD Benefit (Dental, Vision, Doctor consultation, Medicine bill) as prescribed by Doctor and Doctor prescription INR 20,000 per family with 10% co-pay (No Cosmetic treatment for Dental & Vision)
  9. Cataract Limit enhanced to – Rs 40,000/- per eye
  1. Single Private AC Room.
  2. Maternity Limit Enhanced to INR 75,000 for Normal & INR 100,000 for C-Section Deliveries.
  3. Three Cervical vaccine for girl child. Consumables to be reimbursed at 50% with maximum limit INR 15,000.
  4. Psychological treatments limit enhanced by INR 150,000 (Current Limit in Base Policy 50K + Top up Enhancement 100K).
  5. Genetic with limit of INR 400,000 (50K + 350K.).
  6. Annual Health Check Up at designated centre’s organized by Insurer including Teeth Cleaning for Self + Spouse (No Age Limit) Exicutive Health Checkup
  7. Cochlear Implant with limit of INR 500,000
  8. Cataract Limit enhanced to – Rs 40,000/- per eye
  1. Single Private AC Room.
  2. Three Cervical vaccine for girl child. Consumables to be reimbursed at 50% with maximum limit INR 15,000.
  3. Psychological treatments limit enhanced by INR 150,000 (Current Limit in Base Policy 50K + Top up Enhancement 100K).
  4. Genetic with limit of INR 400,000 (50K + 350K.).
  5. Annual Health Check Up at designated centre’s organized by Insurer including Teeth Cleaning for Self + Spouse (No Age Limit).
  6. Cochlear Implant with limit of INR 500,000
  7. OPD Benefit (Dental, Vision, Doctor consultation, Medicine bill) as prescribed by Doctor and Doctor prescription INR 20,000 per family with 10% co-pay (No Cosmetic treatment for Dental & Vision)
  8. Cataract Limit enhanced to – Rs 40,000/- per eye
  1. Single Private AC Room.
  2. Three Cervical vaccine for girl child. Consumables to be reimbursed at 50% with maximum limit INR 15,000.
  3. Psychological treatments limit enhanced by INR 150,000 (Current Limit in Base Policy 50K + Top up Enhancement 100K).
  4. Genetic with limit of INR 400,000 (50K + 350K.).
  5. Annual Health Check Up at designated centre’s organized by Insurer including Teeth Cleaning for Self + Spouse (No Age Limit).
  6. Cochlear Implant with limit of INR 500,000
  7. Cataract Limit enhanced to – Rs 40,000/- per eye
Click here to Enroll for Option 1
Click here to Enroll for Option 2
Click here to Enroll for Option 3
Click here to Enroll for Option 4